Filing an NR6 can save you 50-75% on your Canadian withholding tax. But mistakes can delay your application, reduce your savings, or even result in penalties.
Filing Too Late in the Year
NR6 only applies going forward. If you file in March, January and February are still at 25% gross.
The Fix: File by December 31st for the following year.
Underestimating Deductible Expenses
If you forget expenses, your net income estimate is too high—and you'll have more tax withheld than necessary.
The Fix: Include ALL eligible expenses: mortgage interest, property taxes, insurance, condo fees, repairs, management fees.
Not Having a Canadian Agent
CRA requires every NR6 filer to have a Canadian resident agent. No agent = no NR6 approval.
The Fix: Use a professional service like NR6.ca. Our $999 CAD fee includes Canadian agent services.
Forgetting the Section 216 Return
Filing NR6 is a commitment to file Section 216 by June 30th. Miss it, and CRA can revoke your NR6.
The Fix: Mark June 30th on your calendar. We send reminders to all clients.
Simple Data Entry Errors
Wrong property address, incorrect ownership percentage, math errors. These delay your application.
The Fix: Double-check everything. At NR6.ca, our team reviews every submission before filing.
